Your single largest accumulation of value sits in the open.
Hail No designs and installs engineered hail netting for automotive factories, assembly plants, and vehicle upfitters. It's a loss-control measure that lowers probable maximum loss and total cost of risk.
Request a hail exposure assessment
Tell us about the site. We'll model the hail exposure and the mitigation — no obligation, reply within one business day.
A mitigation measure you can document, defend, and standardize.
Hail No was founded by automotive operators and engineers. Our systems are built to satisfy the questions a risk function, broker, and underwriter actually ask.
Documented, certifiable control
Site-specific structural engineering and load certifications you can attach to your insurance submission.
Quantified exposure reduction
We model site hail frequency and severity against the mitigation so you can build the PML and TCOR case.
Supports carrier & captive strategy
A physical risk-reduction measure brokers and underwriters recognize — leverage at renewal.
Standardized across the portfolio
One consistent, repeatable control specification deployed across multiple sites and regions.
Your finished production inventory is a catastrophe waiting on the weather.
Finished-goods inventory concentrates enormous value in a single open-air location — the textbook profile of an accumulation risk that insuring alone doesn't reduce.
Concentration & accumulation
Your highest-value assets sit in one location, exposed to a single event. One storm hits the entire accumulation at once — that's your PML.
Total cost of risk climbs
Rising premiums, larger deductibles and SIR, and growing retained losses each season. Hail is now a structural line in your TCOR — not a tail event.
Business-continuity exposure
A damaged yard halts distribution — mass rework, re-PDI, missed delivery commitments, and downstream supply-chain interruption.
Move hail from risk transfer to risk reduction.
- Lower probable maximum loss at a known, cat-exposed site.
- Cut premiums and retained losses — reduce total cost of risk.
- Support renewals and captive performance with a recognized engineered control.
- A capital project with a defined, defensible payback for the board.
From exposure model to deployed control.
Exposure modeling
We quantify the site's hail frequency, severity, and value at risk.
Design & certify
Site-specific structural design, load certs, and permitting documentation.
Phased install
Construction sequenced so vehicle movement and shipping continue.
Maintain & document
Ongoing maintenance and records that support each renewal cycle.
What risk leaders ask first.
Will our carrier credit this at renewal?
Insurers and brokers generally recognize engineered loss control. We provide documentation to support credits and capacity discussions — though terms are set by your carrier.
What documentation do you provide?
Site-specific structural engineering, load certifications, and full system specs — formatted to attach to your insurance submission.
How do you quantify exposure reduction?
We model the site's hail frequency and severity against value at risk to support your PML and total-cost-of-risk analysis.
How does it affect our SIR and retained losses?
By preventing damage, it reduces the frequency and severity of the hail losses you retain below your transfer layer.
Is it engineered for wind and snow loads?
The tented canopy system adds a peaked profile that sheds snow instead of collecting it so the system can stay up, delivering uninterrupted, year-round hail protection in cooler climates.
Can you standardize across our sites?
Yes — we deploy one consistent control specification across multiple facilities and regions.
Quantify the exposure. Then engineer it down.
A no-obligation assessment that models your site's hail exposure and the mitigation — the data you need to build the case internally.
Request a hail exposure assessment
Tell us about the site. We'll model the hail exposure and the mitigation — no obligation, reply within one business day.